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1).What are Dental Insurance Coverage Types?
According to most dental insurance companies, dental procedures are broken down into three categories:
Most insurance companies consider routine cleanings and examinations as preventative dental care, however, X-rays, sealants and fluoride can be deemed as preventative or basic, depending upon the specific insurance carrier.
- Basic or Restorative
Basic or restorative dental treatment usually consists of fillings and simple extractions.
Crowns, bridges, dentures, partials, surgical extractions and dental implants are dental procedures that most dental insurance companies consider as a major procedure.
Because all dental insurance carriers are different, it is important to find out what types of dental procedures fall under each type of category. This is important to find out because some insurance plans have waiting periods for certain procedures and others don’t cover major procedures.